Guide to Legal Online Casinos USA

Lauren Harrison Casino Cabbie Editor
Written by: 
Lauren Harrison
Checked by: 
Alex Tester
Updated on: May 22nd, 2023

We've tested every US-licensed online casino and ranked them for you according to our 100-point review criteria.

Choose your new US-licensed and legal online casino from our curated list below. Not sure how to pick a safe online casino? Read on to find out!

This page will explain how to quickly determine if a site is legit and why this is important if you're looking for the best real-money gambling experience.

Top 10 Legal Online Casinos Near You

US-licensed online casinos
Real money gambling by states in the USA
Licensing and games testing explained
5

Borgata Casino NJ

✓  Casino, sportsbook and poker network
✓  No deposit deal
Borgata Casino NJ Review
Welcome Offer 100% match bonus up to $1000
100% match bonus up to $1000
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5

BetMGM Casino WV

✓  Casino and sportsbook
✓  Sign up for integrated M life Rewards loyalty club
BetMGM Casino WV Review
Welcome Offer 100% match bonus up to $2500 + 50 Free Spins
100% match bonus up to $2500 + 50 Free Spins
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5

BetRivers Casino MI

✓  1x wagering requirements
✓  Casino and sports betting
BetRivers Casino MI Review
Welcome Offer 100% match bonus up to $500
100% match bonus up to $500
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5

BetRivers Casino NJ

✓  1x wagering requirements
✓  Casino and sports betting
BetRivers Casino NJ Review
Welcome Offer 100% match bonus up to $500
100% match bonus up to $500
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5

DraftKings Casino NJ

✓  Deposit from $5 and withdrawal from $1
✓  Play DK exclusive games
DraftKings Casino NJ Review
Welcome Offer 100% match bonus up to $2000
100% match bonus up to $2000
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5

BetRivers Casino PA

✓  1x wagering requirements
✓  Casino and sports betting
BetRivers Casino PA Review
Welcome Offer 100% of net losses refunded up to $250 for 24 hours
100% of net losses refunded up to $250 for 24 hours
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5

DraftKings Casino CT

✓  Deposit from $5 and withdrawal from $1
✓  Play DK exclusive games
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Welcome Offer 100% match bonus up to $2,000
100% match bonus up to $2,000
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5

BetMGM Casino MI

✓  Exclusive games and progressives from Win Studios
✓  Sign up for integrated MGM Rewards loyalty club
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Welcome Offer 100% match bonus up to $1000
100% match bonus up to $1000
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5

DraftKings Casino MI

✓  Deposit from $5 and withdrawal from $1
✓  Play DK exclusive games
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Welcome Offer 100% match bonus up to $2000
100% match bonus up to $2000
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5

DraftKings Casino WV

✓  Deposit from $5 and withdrawal from $1
✓  Play DK exclusive games
DraftKings Casino WV Review
Welcome Offer 100% match bonus up to $2000
100% match bonus up to $2000
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Contents
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Sweepstakes Casinos: A Real Money Casino Alternative

If you live outside one of the listed gambling states, you can legally play at a sweepstakes casino. Sweepstakes are the new free-to-play range of legal casinos providing games to players everywhere. They work via bonus coins, which you'll accrue and use to spin casino slots.

We really like sweepstakes casinos as they accept players worldwide and across the USA (unless you're located in Washington). Throughout our extensive testing of these casinos, we found they're just as fun as playing at the licensed real money casinos you can find in US states that allow casinos, but the key difference is that they're open to all and easy to sign up and play at.

offshore gaming and us gamblers

Offshore Gaming and US Gamblers

According to the American Gambling Association (AGA) estimations, more than $510 billion is being spent at offshore gambling sites by US citizens yearly. You might not know that playing casino games and making real money bets at licensed online casinos in the USA means fair gaming, putting taxes back into your local economy, and consumer protections. In short, it means a legit chance at winning real money prizes, safe bonuses, and the best online gameplay.

How Much Does The Offshore Industry Cost in Lost Tax? 

According to the AGA, the estimated tax loss to the US economy from offshore gambling was $13.3 billion in 2022. Additionally, the illegal iGaming market is estimated to be three times the size of the legal market in terms of revenue.

Offshore casinos vs. licensed online casinos

As cited in the AGA report, "with iGaming [casino gaming] only legal in six states, nearly half of Americans (48%) that have played online slots or table games in the past year have played with illegal online casinos". Many US states are yet to legalize online casinos, explaining the high offshore spending in the US.

When you have the choice, onshore casinos are best, guaranteeing your safety and payouts. The legal gambling industry contributes directly to your local economy through taxes and job creation. As offshore casinos operate outside US laws, there are no guarantees over product quality, service, or payouts. Moreover, you cannot complain about offshore sites should something go wrong, as nobody is regulating these sites.

US-Licensed CasinosOffshore/illegal casinos
These sites are legally bound to provide fair and certified games.May not provide fair or tested games.
Must payout all wins.Don't have to pay out - there's nobody ensuring they do.
Advertise and offer safer bonuses that don't encourage irresponsible gambling.Offer huge bonuses (usually with high wagering requirements) to make the site more attractive to players.
Must follow US consumer and gambling laws and respond to players' complaints.Are not accountable to any local rules or players
Offer only regulated payment methods with secure data processing and handling.There's a chance that your financial information will be misused if you gamble at an unregulated casino.
Pays taxes on revenue that is used locally to support the local economy.Avoid taxes and licensing fees, depriving local economies of revenue.

State-Specific Licensing Regimes 

Each US state is responsible for enacting its own land-based and online gambling laws. Some states like New Jersey, Pennsylvania, Delaware, West Virginia, Michigan, and Connecticut have already launched legal online casinos. Where online gambling is legal, each state has its own licensing and regulating body. 

  • New Jersey Division of Gaming Enforcement: NJDGE 
  • Pennsylvania Gaming Control Board: PGCB
  • Delaware Gaming Enforcement: DGE
  • West Virginia Lottery
  • Michigan Gaming Control Board: MGCB
  • Connecticut Gaming Division: CGD

US online casinos must be licensed state-by-state, and online gambling laws by state change; there is no one license solution. For example, BetMGM is licensed in NJ, PA, WV, and MI to provide casino games. This is costly and complex for operators who must comply with varying rules, taxes, and other conditions. Still, it also ensures extra security as platforms and games are audited and approved multiple times.

The licensing body is also the regulator, ensuring operators stick to the rules, providing fair, safe, and responsible gambling. Before any company is licensed, the software and entire platform are audited; only safe and accountable operators pass the tests and get approved. Once certified, operators not following the rules are sanctioned and fined. In the most extreme cases, a regulator can cancel a license. 

How to Check a Gambling Site's License

So each US online casino has to be licensed; this is online gambling 101, but how can you check an online casino's license? Legal US gambling sites and online casinos have a state-specific seal provided by the licensing body that links directly to the license info. It is shown at the bottom of the casino platform. 

Follow these steps to confirm any online casinos:

  1. Go to the site
  2. Scroll to the bottom of the homepage
  3. Look for the state seal and click on it
  4. Verify the license details

If you cannot find a licensing seal, it's likely the casino is not legal or safe, so don't play. Instead, pick from our state-specific best online casino lists. 

As well as licensing casinos, software providers are regulated and licensed in each state. This ensures fair gaming and legitimacy. One of the most significant advantages of playing at a licensed online casino is that your payouts are guaranteed, and the games are not rigged. This means you get to play the very best games from popular suppliers; some of our favorites that operate in the US include, NetEnt, Evolution Gaming, IGT, Light & Wonder, High 5 Games, and 4ThePlayer.

  • Games Testing: Licensed casinos stock-tested and certified fair games. These have been played millions of times to ensure the gameplay runs according to the rules and math model.
  • Certified Payouts: Game RTPs are tested and checked over millions of spins. States have a benchmark RTP per game type.

On top of this, licensed casinos complete the following:

  • RNG Audits: This ensures the casino draws unexpected results using a properly functioning random number generator—a vital part of fair gaming. 

Safe Payments and Encryption

Along with all other audited and tested areas of licensed online casinos, these sites have safety standards, including secure payment methods and cutting-edge on-site encryption to ensure your data, connection, and cash are safe while you gamble online. 

Complaints Procedures at Licensed US Gambling Sites

Licensed gambling sites abide by US consumer laws and the local gambling laws in your state. This means you can complain to the licensing authority if you've got a problem with a casino (although your first point of call is always to register a complaint with the casino). Find out more about the process in your location using the regulator links below.

Responsible Gambling: Know Your Limit

Online gambling should be a form of entertainment and fun, not a compulsion. As playing real money casino slots and other games can be addictive, you should be aware of how to manage your gambling behavior and spot red flags. There's also a range of tools available at every online casino called responsible gambling tools. 

Spending Limits 

Setting an upper budget is healthy, so hit up your user account and add a monthly deposit limit. Gambling with real money should always be a fun activity that you undertake without financial strain. Never spend more than you can afford to be reliant on winning. 

Time Limits

If you want to set play time reminders, hit up the time limit tool and set a daily or weekly play limit. Time limits make you aware of how long you've been playing. This can be key for keeping a handle on your budget in the world of exciting and immersive online slots with fast spin-per-round speeds.

State-specific Self-Exclusion Programs

If you're looking for a more permanent solution and time out, register for your state's self-exclusion program via the regulator's website for your chosen period. Listing as self-excluded prevents you from joining any real money casino site in the state and is designed to help problem gamblers stop.

Nationwide support and information services

There are also several nationwide support programs and charities working specifically with gambling addiction:

Summary: Gamble Legally and Play it Safe

  1. Playing offshore can be attractive, but it is not always a safe option. If you live outside of a legal online casino state, try a sweepstakes casino instead.
  2. Offshore casinos do not offer the same safety or testing guarantees as legal US online casinos. They also remove money and taxes from the economy.
  3. Offshore casinos are not subject to US laws and consumer protections; licensed casinos are. Gambling laws ensure that legal us casinos stock legit and tested games.
  4. Responsible gambling is a vital part of legal sites. At legal US casinos, you are encouraged to gamble safely and can use account limits and playtime reminders to budget.
  5. Playing at licensed online casinos is better for you and the industry.
Borgata Casino NJ Review
100% match bonus up to $1000
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The wagering requirement is 10x to convert any winnings into cash.
BetMGM Casino WV Review
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BetRivers Casino MI Review
100% match bonus up to $500
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Deposit up to $500 for a 100% cash match. 1x wagering requirements apply to withdrawals. For new players, 21+.
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10x wagering requirements apply to withdrawals. Bonus credited to new accounts within 48hrs of the initial deposit. New players 21+ only.
DraftKings Casino NJ Review
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Playthrough requirements are 15x to be met within 30 days.
BetRivers Casino PA Review
100% of net losses refunded up to $250 for 24 hours
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The playthrough requirement is 15x and must be met within 30 days.
BetMGM Casino MI Review
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100% match from $10-1000, must be taken within 30 days of becoming a player, with wagering requirements met in 14 days to withdraw.
DraftKings Casino MI Review
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Playthrough requirements are 15x to be met within 30 days.
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100% match bonus up to $2000
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Playthrough requirements are 15x to be met within 30 days.

Is online gambling legal in the US?

Each state makes its gambling and online gambling laws. You can use the map at the start of this page to learn more about each state's legal gambling status and what activities are allowed. Click the link to read the complete state-by-state legal gambling guide.

Who regulates online gambling in the USA?

Online gambling laws by state vary, as they are made independently. This includes the regulator, but in most cases, this is a licensing body created by the state government. It operates independently. There's a complete list of links for the online casino gaming authorities on the page above.

Are online casinos legal in the USA?

Online casinos are legal in some US states but not across the US. Use the map at the start of this page to check which states have real money online casinos or sports betting.

What is a sweepstakes casino?

Sweepstakes casinos are a legal, social casino alternative. You can play at these sites from any location and will exchange bonus coins for spins. You can enjoy real casino software but no real money stakes, which makes it legal - find out more in our complete Sweepstakes Casino guide.

How can I check a casino's license?

It's simple, look for the logo of your state regulator at the bottom of the casino's website. If it's there, the site is regulated and legal. If it's not, the site is unregulated.

What is responsible gambling?

This means understanding that gambling is addictive and monitoring your gambling behavior with this in mind. Gambling should always be fun, so set account limits, like a spending limit, to ensure it stays so, never chase losses, and never be financially dependent on winning.

What is fair game testing?

Casino games and software providers are tested and licensed. This ensures that online casino games are legit and payout. Pre-release games are tested, and the RTPs checked against the game stats and math model. Without game testing, players would doubt the legitimacy of online games. Offshore casinos are not held to the same standards as legal US online casinos.

Where to Next?

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