Top RTP Casinos

Lauren Harrison Casino Cabbie Editor
Written by: 
Lauren Harrison
Checked by: 
Alex Tester
Updated on: May 22nd, 2023

We've tested every online casino and ranked them for you according to our 100-point review criteria and how much they payout.

Choose your new casino from our curated list below. Not sure how to pick a real money online casino based on payouts and RTP? Read on to find out!

US Online Casinos with the Highest RTP Ranked and Rated

Play at the top paying US online casinos
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5

DraftKings Casino MI

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5

BetMGM Casino MI

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Welcome Offer 100% match bonus up to $1000
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4

Unibet Casino NJ

✓  Casino and Sportsbook
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Welcome Offer 100% match deposit up to $500
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4

Unibet Casino PA

✓  Casino and Sportsbook
✓  No deposit and match deposit signup bonus
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Welcome Offer 100% match bonus up to $500
100% match bonus up to $500
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5

BetRivers Casino MI

✓  1x wagering requirements
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Welcome Offer 100% match bonus up to $500
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4

WynnBet Casino MI

✓  Enjoy Evolution Gaming and Playtech Live Dealers
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Welcome Offer 100% deposit match up to $1,000
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4.5

Party Casino NJ

✓  Enjoy over 2000 real money ways to win
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Welcome Offer 100% match bonus up to $500 + 100 free spins
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3

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Welcome Offer 100% match bonus up to $1000
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5

Caesars Casino NJ

✓  Casino and Sportsbook
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Welcome Offer 100% match bonus up to $2000
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4.5

Caesars Casino PA

✓  Casino and Sportsbook
✓  1-5x Wagering Requirements
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Welcome Offer 100% match deposit up to $1000
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4

Harrahs Casino NJ

✓  1-5x wagering requirements
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Welcome Offer 100% match bonus up to $100 + 100 free spins
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4.5

888 Casino NJ

✓  888 exclusive games
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Welcome Offer 120% match bonus up to $500
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5

BetRivers Casino PA

✓  1x wagering requirements
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Welcome Offer 100% of net losses refunded up to $250 for 24 hours
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5

BetRivers Casino NJ

✓  1x wagering requirements
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Welcome Offer 100% match bonus up to $500
100% match bonus up to $500
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4.5

FanDuel Casino MI

✓  1x wagering requirements and daily login bonuses
✓  High-limit tables
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Welcome Offer 100% of net losses refunded up to $1000 for 24 hours
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5

Borgata Casino PA

✓  Exclusive Games Content and Live Dealers
✓  Play on the House with a No Deposit Deal
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Welcome Offer 100% deposit match up to $1000
100% deposit match up to $1000
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5

BetMGM Casino NJ

✓  Casino, sportsbook and poker network
✓  2700 games from top-tier software
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Welcome Offer 100% match bonus up to $1000
100% match bonus up to $1000
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5

Borgata Casino NJ

✓  Casino, sportsbook and poker network
✓  No deposit deal
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Welcome Offer 100% match bonus up to $1000
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5

BetMGM Casino WV

✓  Casino and sportsbook
✓  Sign up for integrated M life Rewards loyalty club
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Welcome Offer 100% match bonus up to $2500 + 50 Free Spins
100% match bonus up to $2500 + 50 Free Spins
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5

BetMGM Casino PA

✓  VIP Tournaments
✓  Cash in on a deposit match for no deposit deal!
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Welcome Offer 100% match bonus up to $1000
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4.5

Caesars Casino MI

✓  Caesars Rewards
✓  Some of the best sports odds on the MI market
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Welcome Offer 100% match bonus up to $2000 + $100 gas card
100% match bonus up to $2000 + $100 gas card
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3.5

Virgin Casino NJ

✓  Cashback on losses
✓  Exclusive games available
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Welcome Offer 100% of losses refunded up to $100 for 24 hours
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4.5

PokerStars Casino MI

✓  Play world famous poker
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Welcome Offer 100% match bonus up to $600
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5

BetRivers Casino WV

✓  Daily Free Bingo
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Welcome Offer 100% of net losses refunded up to $250 for 24 hours
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4

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Welcome Offer 100% match bonus up to $500
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4

Pala Casino NJ

✓  Play 90-ball Bingo
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Welcome Offer 100% match bonus up to $500
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3.5

Scores Casino NJ

✓  Saturday night 90-Ball Bingo
✓  Personalized promotions and regular deals
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Welcome Offer 100% match bonus up to $500
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Contents

US Online Casinos with the Highest RTP

RTP stands for Return to Player, and it is one of the most significant hard data points players have at their disposal when picking between real money online casinos that payout. With almost every online casino rated from 0-100% (based on how much cash they give back to players), it’s never been this easy to identify the sites that, on average, pay the most to their players.

Take a tour of the highest-paying casinos in your state and pick an online casino that pays out from the Cabbie accredited list above!

Return to Player Explained

With every casino rated out of 100% based on how much of their betting revenue they return to players and how much the house keeps (house edge), RTP is highly instructive data that players can’t afford to misunderstand. But don’t panic; everything you need to know about RTP can be found here.

While scoring anywhere on the RTP scale is possible, most online casinos have a Return to Player of between 90-98%. The most important things to know about casino RTP are:

  • RTP reflects ALL casino revenue (total player bets), NOT an INDIVIDUAL player’s experience. It’s an average and therefore does not indicate the exact amount the casino pays you when you play.
  • When a casino has a high RTP, they return most of the money they make to players, but this accounts for both those players who lose and those who score multi-million dollar jackpots.
  • Suppose a casino has an RTP of 96%: for every $100 players spend, the casino returns $96, with an average profit of $4. This $4 or 4% is called the house edge.

House Edge: The Casino's Profit

top rtp casinos 4

It’s not just the casino with an RTP but also each game. This is how you know that online casino games are fair: the payouts and mechanics are tested to produce the RTP over millions of spins or hands.

So let’s talk about the house edge. Specifically, if games are fair, how is the casino always guaranteed a profit (the house edge)?

The casino has a built-in advantage; think of American roulette. Here, there is a physical representation of the house edge (around 3-6%) because the Roulette wheel features a double zero, and when the ball lands there, the house always wins. This is the built-in house edge.

The house has a built-in advantage in every casino game, but RTPs can range from anywhere in the 80s up to 99% in higher-paying table games like blackjack.

RTP in Casino Games

top rtp casinos 5

Table games and live dealers (also known as games of skill) have the highest casino RTPs. This is because players use skill to decrease risk and increase the RTP of each hand as they play, or if inexperience shines through - the opposite creates an average RTP.

Often games like poker, video poker, and blackjack have RTPs of 97%+, making space for both skilled players to win more and novice players to lose.

Alternatively, with online slots (games of chance), the player does not have the opportunity to affect returns: this is based totally on luck, and as such, the average RTP can be much lower. Plus, rather than the player’s skill regulating payouts, the slot's volatility does this (volatility describes the slot payout pattern. High volatility means big payouts irregularly, and low volatility means smaller payouts more often).

Casino slots have an average RTP of 96%, but different games have altering mechanics and, therefore RTPs and player experience. Still, in the same way, you can use casino RTP to help you find which casinos payout the most on average; you can also use this tactic in picking casino games.

Top 10 Highest-Paying US Casino Slots

High RTP Casinos with Big Bonuses

If you’re looking to maximize your casino returns in other ways, use casino bonuses to ensure you get more casino credits for the amount of cash you spend.

Keep in Mind

Don’t forget that Casino RTP is an average. While it can tell you, as an overall figure, how much of what a casino earns it returns, it does not indicate your experience at the casino. 
top rtp casinos 6

Casino RTP FAQs

What US online casino has the highest payouts?

Skip up to the top of this page to look at the latest US casinos and their average payouts (RTP).

Do online casinos payout?

Yes, all US licensed casinos payout to players, plus the games and casino RTP are regularly tested to ensure everything is fair.

What is the highest-paying casino game?

Classic blackjack and video poker have the highest casino RTP.

What does RTP tell me?

RTP tells you the average total stakes a casino returns to players. As an average, it reflects total income and total returns, not individual amounts. The higher a casino's or game's RTP, the more it payouts.

Where to Next?

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