Real Money Online Casinos in the USA

Top 5 Highest Paying Online Casinos Real Money USA

Every US-licensed casino pays out when you win, but which pays the most on average? Take a look at the RTP stats in the toplist below and find out.

RTP is the percentage of the total bets a casino pays out compared with those they accept over time. While it's an average, you can use it to see which online casinos and games pay more than others. While gambling is just that, a gamble on winning or losing, you can hedge your bets by choosing wisely and playing at high-paying sites and picking high-playing games.

5	DraftKings Casino MI ✓   98.7% RTP Average ✓  Deposit from $5 and withdrawal from $1 ✓  Play DK exclusive games DraftKings Casino MI Review	Welcome Offer 100% match bonus up to $2000	100% match bonus up to $2000 Take Me There casino.draftkings.com
5	BetMGM Casino MI ✓   98.10% RTP Average ✓  Exclusive games and progressives from Win Studios ✓  Sign up for integrated MGM Rewards loyalty club BetMGM Casino MI Review	Welcome Offer 100% match bonus up to $1000	100% match bonus up to $1000 Take Me There mi.betmgm.com
4.5	Unibet Casino PA ✓   97.87% RTP Average ✓  Casino and Sportsbook ✓  No deposit and match deposit bonus Unibet Casino PA Review	Welcome Offer 100% match bonus up to $500	100% match bonus up to $500 Take Me There pa.unibet.com
4	Unibet Casino NJ ✓   97.87% RTP Average ✓  Casino and Sportsbook ✓  Live dealer bonuses and reloads Unibet Casino NJ Review	Welcome Offer 50% match deposit up to $1000	50% match deposit up to $1000 Take Me There nj.unibet.com
5	BetRivers Casino MI ✓   97.5% RTP Average ✓  1x wagering requirements ✓  Casino and sports betting BetRivers Casino MI Review	Welcome Offer 100% match bonus up to $500	100% match bonus up to $500 Take Me There mi.betrivers.com

Real Money Online Casino Bonuses that Boost Your Bankroll

When playing at an online casino for real money, you can leverage every deposit you make to get more from the gambling site by using casino bonuses. The most well-known deal is the welcome bonus, which typically matches your first deposit dollar for dollar. However, bonuses that get less attention but can boost your bankroll with each deposit include:

• Free Spins: Usually given as a deposit bonus or reward for playing free spins let you play a game for free at the bet level set by the casino. Should you win, the money is added to your real money casino bankroll.

• Reload Bonuses: Just like a cash match welcome bonus, reload bonuses offer to match the amount you deposit, usually by around 1-30%. In contrast, welcome bonuses match at 100%+.

• Casino Loyalty Clubs: Casino loyalty clubs let you earn points as you play. You can then exchange the points for perks like casino credits to play more, tournament tickets, real-life casino discounts, and more. Discover more about the best US casino loyalty clubs in our complete guide.

• Cashback Bonuses: Casino cashback offers are also accrued based on the amount you play and are not offered by all gambling sites. When available, this bonus provides a percentage of your net losses as a refund over a set period, so you can play again.

No Deposit VS Real Money Deposit Bonuses

When joining the best real money online casinos, you can pick between taking a deposit bonus or no deposit bonus. Here are the key differences to help you decide which type of welcome bonus to take.

Which Real Money Casino Games Should You Play?

Different games have different potential payouts and theoretical RTPs. Higher theoretical RTP games payout more on average than lower ones, so this is an excellent way to select which games to play if you're looking to maximize your returns when gambling online.

• Video Poker: 99.5%+
• Blackjack: 99.5%
• Baccarat: 98.94%
• European Roulette: 97.30%
• American Roulette: 94.74%
• Slot Games: 93-98%

Why is RTP in Games Theoretical?

RTP in games is theoretical because it doesn’t indicate a single playing experience but rather the total, so some players hit big wins and some losing streaks. Theoretical RTP is set by the games developer and verified (independently by games testing labs) over billions of spins or hands. As such, it’s not correct to say this is the playing experience you will have when engaging with a game for a single playing session, hence the theoretical tag. Your actual RTP depends on what happens (winning or loosing on net) when you play.

Games of Skill vs. Games of Luck

There are two types of casino games:

• Games of skill: Where you can play optimally and increase the payouts by affecting the game outcomes.
• Games of luck: where your moves do not affect the game outcome. It's purely luck-based.

Therefore, games of skill offer more control and you can play strategically, but it's essential that you know to play before you begin. The best way to practice games of skill is to play for free in demo mode and read our game guides.

Why Play Online Casino Games for Real Money?

Casino games are a great source of entertainment.
They offer the potential to win real prizes.
You can claim bonuses when playing with real money.
Live dealer games and progressive jackpots are only available when playing with cash stakes.

Biggest Real Money Casino Wins

If you're looking for motivation to play real money games, then these real money million-dollar casino win records prove that dreams can come true when playing casino games.

1. $39.7 mn. Excalibur Casino, Las Vegas.

The biggest ever casino win hasn't been beaten since 2003 when a lucky player set the record, spending under 100 bucks playing IGT's Million Magic Megabucks at Excalibur land-based casino. As the win was so significant, the player is still receiving installment payouts until today!

2. $34.9 mn. Desert Inn, Las Vegas.

In 2000, one Cynthia Jay Brennan, then cocktail waitress, popped into Desert Inn Casino after a busy shift to relax and lay a wager. Barely an hour later, she left the casino, having won just shy of $35 million!

3. $19.4 mn. Absolootly Mad™: Mega Moolah. Online Win.

While there have been more millionaire-making land-based wins, we wanted to add an online success to our top 3. Mega Moolah is a Microgaming Slot that was first released in 2006. It’s now a franchise with seven different themed options and the largest progressive jackpot network in the world, having paid out more than $1.3 bn. in total. Smashing records for online wins, this year it paid out $19.4 million in a single hit!

Which Slot Machines Payout the Most?

These are the top 10 online slots for real money with the highest payout percentages and the casinos that you can play them at.

Top 10 High Paying Slots	Producer	RTP	Mix/Max Bet	Play Now
Mega Joker	NetEnt	99%	$0.10-2.00	Take Me There
Monopoly Big Event	WMS	99%	$0.20-30.00	Take Me There
1429 Uncharted Seas	Thunderkick	98.5%	$0.10-100	Take Me There
Joker Striker	Quickspin	98.11%	$0.10-10.00	Take Me There
Blood Suckers	NetEnt	98%	$0.01-50.00	Take Me There
Bob The Epic Viking Quest	NetEnt	98%	$0.01-50.00	Take Me There
Jokerize	Yggdrasil	98%	$0.01-2.00	Take Me There
White Rabbit	BTG	97.72%	$0.01-20.00	Take Me There
Esqueleto Explosivo	Thunderkick	97.6%	$0.10-100	Take Me There
Wolf Pack Payz	NextGen	97.5%	$0.01-2.00	Take Me There

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How to Manage Your Real Money Casino Bankroll

If you're playing online casino games for real money, one of the things to be realistic about is that while you can strike lucky and win big, all games have a house edge, which means they have a built-in advantage for the casino.

The house edge is the casino's profit. When we discussed RTP above, you may have noticed that no game pays out 100% of stakes, and that's because of the house edge. Let's say you decide to play with $100 and pick a slot with a 96% RTP. According to the median rate, theoretically, you'll get $96 back, with the house winning $4.

Because of the house advantage, you should always manage your bankroll, keep track of losses and manage your budget, with a clear stop point, and never chase losses. If you experience a losing streak, simply stop playing and return at a later time or date. Regarding how much you should bet, the best bankroll management tip is to make bets that are no more than 5% of your budget, so if you have the $100 budget mentioned earlier, you shouldn't spend more than $5 per round or spin.

Real Money Online Casino Payment Methods

When playing with real money at an online casino, it’s essential that you can make smooth, secure, fee-free, and fast deposits and withdrawals. The best payment method to ensure this is an e-wallet, like US-homegrown Play+. Discover more about different payment methods, limits, and the casinos that offer them by clicking on any of the icons.

How to pick the Best Online Casinos Real Money USA?

With years of industry experience under our belts, the Casino Cabbie team is experts at finding the best online casinos, so picking your next casino is a simple case of selecting on of our rated site. 

Our review process is made up of 100 points (more than any other review site) and delivers the data that players require to make informed gaming choices and have a better time betting online.

Reputation and Security

As Casino Cabbie is a US-licensed review site, we’ll never recommend offshore casinos, only US-licensed, fair, and safe sites - that’s the Cabbie guarantee. This means you can easily select one of our sites and play worry-free. 

Reliable Payment Options

If you're playing to win, then make sure you select a casino that suits your wallet and provides fast, efficient, and secure payment methods.

Bonuses and Promotions

Playing at an online casino should always be fun, and there's no better way to increase the thrill factor than playing on the house. That's why we love recommending the best real money online casinos offering regular and generous bonuses.

Mobile User Experience

We check for a mobile service or app, then test how well it works so that you know you can play your favorite casino games from any device and location.

Games Selection

Our reviews detail the number of games, providers and bet levels, so you can see if a site fits your playing style. Ask yourself key questions, like: does the casino have the type of games you want to play and enough content to sustain you, do the max and minimum bets offered, and do these suit your budget?

Customer Service

Lastly, pick a casino that you enjoy using with appeal and easy to use platform and top-notch customer service that will offer the right support when you need it.

Ready to Play at the Best Online Casinos for Real Money in the USA?

Are you ready to lay down a deposit, claim a welcome deal, and start playing high-paying games at an online casino for real money in the USA? Then all you need to do is select one of the casinos listed on this page. We’ve already rated and reviewed each site to ensure it’s a top option! Just look at any of the reviews to find out more, or click “Take Me There” to go directly to the casino’s registration page!

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